To protect against laptop fires, it is important to move combustibles away from the computer if it can be done safely
, and to move the device outside if the fire is in its early stages.
Laptop insurance can cover common perils such as power surges, spills, theft, accidents, vandalism, and damage
, and policyholders may be able to lower their premiums by choosing longer coverage terms or higher deductible amounts.
Long suggests moving papers, pillows, and other combustibles away from the computer—again, if it can be done safely.
• Air it out. The next step would be to move the device outside, if the fire is in its early stages. That allows the fumes to vent and prevents the laptop from setting the house or its contents on fire.
What to Do If Your Laptop Catches Fire - Consumer Reports
Best Laptop Insurance of 2023:
Bottom Line: When choosing laptop insurance, it’s important to determine the type of coverage you want. While all of the above companies provide coverage against perils like mechanical breakdown, spills, and cracked screens, not all cover against theft and loss. If you require that type of coverage, remember that policy premiums may be higher. Overall, we recom...
What Is Laptop Insurance?: Laptop insurance covers common perils that extend beyond standard homeowners insurance and manufacturers’ warranties. These include power surges, spills, theft, accidents, vandalism, and damage. The insurance company will reimburse you for financial losses such as replacing your stolen laptop or repairing a cracked screen up to policy limits.
Do I Need Laptop Insurance?:
Does Homeowners Insurance Protect My Laptop?:
What Does Laptop Insurance Cost?: Your laptop insurance premium will depend on the type of coverage, deductible, and protection you choose. Most individual policies range from $28 to a few hundred a year. For instance, policyholders who choose longer coverage terms or those who opt for higher deductible amounts tend to have lower premiums per year. Other factors that may also affec...
How We Chose the Best Laptop Insurance:
Best Laptop Insurance of 2023 - Investopedia
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